Money Order Near Me: Top 13 Local Places (Zipcode Search)

What is a Money Order?

A money order is a document that can be substituted for a check and also used to settle the payment. Some important differences can occur. Prepaid documents can be granted when the money order has been paid by the buyer. You can do that in cash, traveler’s checks, debit card or any other means of guaranteed funds.

Finding a reliable location to get a money order near you is essential for secure transactions and peace of mind. For comprehensive guidance on financial topics and other essential resources, explore EduWriter.ai, your trusted partner in educational support.

Best Places to Get a Money Order

Bank transfers and checks are very good but it is high time we give some credit to a money order.

As you proceed to read this article, you will learn more about how money order ranks among the best means of payment even though it may appear prehistoric.

I presume by now, you will start to ask questions like where to find a money order, where to find the best deals, and why would people want to make use of money order.

So sit back as I take you through a list of Money order companies you should consider:

11 Places to Get Money Orders (Near Me) with Prices and Locations

#1 Walmart

In the United States alone, Walmart owns more than 4,000 locations. Here is a little info about their money order sales.

Walmart uses MoneyGram to sell money orders. The amount of money they charge per money order is 70 cents. The maximum limit Walmart puts on the money order is $1,000 per money order.

Note: That you would need to have made a money order purchase at Walmart before your money order can be cash there. The charge fee of a money order at Walmart ranges from $3 and $6 and this depends on the volume of the money order.

#2 7-Eleven

In the United States, this convenience store has more than 8,000 locations. There are changes in the prices of the money order sold by the many 7-Eleven stores.

7-Eleven uses Western Union or MoneyGram to sell money orders and this depends on the location of the store you find yourself. The store location also affects the amount they charge per money order which can be 65 cents or 1 to 3 percent of the total.

The maximum limit 7-Eleven puts on the money order is $500 per money order. Money orders cannot be cash at any of their locations.

#3 CVS

With more than 9,600 locations spread across the United States, CVS Pharmacy is another money order company on our list. Here is a couple of their money order service information.

CVS uses MoneyGram to sell money orders. The amount of money they charge per money order is 99 cents. The maximum limit CVS puts on the money order is $500 per money order.

#5 Publix

Next on our list is a grocery store with more than 1,100 locations in the Southeastern part of the United States. Publix has stores in South Carolina, North Carolina, Georgia, Tennessee and lots more. Here is a little info about their money order sales.

Publix uses Western Union to sell money orders. The amount of money they charge per money order is 85 cents. The maximum limit Publix puts on money order is not listed. A money order cannot be cash at any of their locations, not even GreenWise locations which are a subordinate of Publix.

#6 Meijer

With up to 230 locations scattered across the United States, this supermarket store is also on our list of money order companies. Its major locations are in Ohio, Illinois, Indiana, and Michigan. Here is a couple of their money order service information.

Meijer uses Western Union to sell money orders. The amount of money they charge per money order is 65 cents. The maximum limit Meijer puts on the money order is $500 per money order. Money orders cannot be cash at any of their locations.

#7 Kmart

Recently, Kmart has been dwindling but it is still operational in more than 600 locations in the United States and money order has been sold in all the locations. Here is a couple of their money order service information.

Kmart uses Western Union to sell money orders. The amount of money they charge per money order is 69 cents. The maximum limit Kmart puts on the money order is $500 per money order. Money orders cannot be cash at any of their locations.

Note: It is indicated at the Kmart website that money order sales are not done in every Kmart locations so make sure to check properly before making your way there.

#8 Kroger

This is a chain of stores in the United States with more than 2,700 locations. It does its business under the umbrella of various brand names. Some of which is Smith’s & Fred Meyer stores, King Soopers, Fry’s, and Dillion’s.

If you wish to make a money order purchase from Kroger’s subsidiary or through Kroger, here are a couple of info that may come in handy.

Kroger uses Western Union to sell money orders. The amount of money they charge per money order is around 70 cents, but the location and subsidiary cause a change in the fees.

The maximum limit Kroger puts on money order is either $500 or $1,000 per money order. That also depends on the location. Get more information from any of their locations near you.

#10 United States Postal Service

With more than 30,000 local U.S. government post office retail locations in the United States, it is good for you to know that money order is also sold there. What else are you waiting for? Hurry now and locate one near you!

Here is a couple of USPS money order service information.

USPS does not use MoneyGram or Western Union, rather they own a money order brand which they use. The amount of money they charge per money order is quite a lot.

For every money order that is up to $500, they charge $1.20 and for every money order that is more than $500, they charge $1.65.

The maximum limit USPS puts on money order is $1,000 per money order. Be sure to make inquiries about the fees, rules, and regulations in your location.

#11 Your Local Bank

Cashing or purchasing a money order can be done of you own an account at a local bank. Money orders can also be cashed or sold to individuals who do not have an account but the charge can be very high.

As banks vary so do their policies. There are a lot of rules and regulations accompanied by the fees that come with purchasing and selling of money order. Locate your nearest bank and make inquiries.

#12 Your Local Check Cashing Company

There are a lot of check cashing companies spread across the United States and they operate independently. A money order is sold by a majority of them.

Due to their high charge fees, it is better to purchase a money order from the retail companies listed in this article. To find the check-cashing companies, search them online “where to buy money order near me“.

#13 Your Local Credit Union

A credit union is another means through which you can acquire a money order. To get money order through a credit union, be sure to inquire if there is a service charge fee attached to it or not.

One of the advantages a credit union or bank has over a grocery store is that your money order can be tracked easily.

Why Would I Want to Get a Money Order?

Money orders might be purchased for a couple of different reasons. You might choose to make payment to a company or an individual with a money order. Using a money order may imply that you have no intention of making a payment with a personal check.

Another instance is that a money order can be used as a means of payment if you have no checking account. Evidence of payment (a receipt) is given to you after using a money order.

A money order is one of the best means of payment but it always comes with charges. You can even send a money order online with USPS!

How Much do Money Orders Cost?

Money orders generally come with a certain fee charge. Although some banks may grant you charges, most of them also put a certain flat fee; while others charge based on the percent the money order amounts to.

What if I Lose a Money Order?

With the use of a system they have in place, companies who are into buying and selling money orders help clients to replace their money order once stolen or misplaced. This also comes at a cost too, so be guided and take notes. Locate the nearest money order location to inquire about a replacement.

How do I Know if a Money Order I Receive is Legit?

It is of utmost importance to know how legit the money order you have received. A lot of people design fake checks and fake cash, the same implies to money orders that is why you need to be careful.

Whenever you receive a money order and you are in doubt of its legitimacy, contact the company who issued it for substantiation or confirmation.

The things to look out for in a money order counterfeit are:

Money order companies like MoneyGram, USPS, and Western Union all have watermarks contained in them; so if watermark if not contained in a money order, it is a counterfeit.

Another sign is if the amount of dollars surpasses the usual (more than $1,000). Also, if it looks like there’s an alteration with the amount area. Once the money order looks suspicious, request for cash and do not accept it.

How do I Pay for a Money Order?

Different store locations have various means to which they accept payment. Some prefer debit cards while others prefer cash. Contact any money order store near you to make an inquiry regarding the type of payment that is acceptable.

Why Use a Money Order?

If you are among the few people who have not made use of money order and you still ponder why it is used by other people, here is why:

#1 Privacy

In the case of paying a company or person and you choose not to disclose your personal information because you do not trust the individual, you start wondering how to make a payment to the person and still keep your personal information intact or safe. Your privacy is kept safe with money order but the same cannot be said about checks because it includes such information.

#2 Guaranteed Fund

With money order, there won’t be any need for you to worry about your check bouncing as they are prepaid. A money order guarantees sufficient funds.

#3 Theft Protection

If you wish to transfer cash to family and friends, it is much safer and excellent through money order. A money order is also seen as a much safer way to mail funds. The money order will be very difficult to steal because the recipient’s name will be written of it, making it a secure means of payment.

#4 Safety

Lastly, walking around with a bag filled with money is not a good idea.

But what if you just made a lot of purchases and you do not own a checking account?

Well, do not worry yourself anymore! Make use of a money order today.

How to Get a Money Order

A money order is sold in a lot of places but its production is done only in a hand full of places. Western Union and MoneyGram are the popularly known companies that are mainly into the production of money orders.

The fact that certain companies sell money order does not imply that they are really good. This is a fact that I’ve learned over the years.

So I urge you to make an inquiry about the kind of companies who sell money orders and the amount of money you are expected to pay before you proceed to acquire a money order near you.

Most times you end up spending so much more money than expected because some companies may choose to seriously overcharge you while some will charge you just a little fee for a money order.

More Places for Money Orders Near Me and You?

If you know of more places to get a money order, please leave us a comment! I want this to be a great online resource for people who want to get a money order near them.

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